Punto Banco

Punto Banco

Punto Banco is one of the most popular baccarat variants in online casino. It is also known as North American baccarat.

Baccarat Punto Banco Casinos

Punto Banco is one of the many baccarat varieties that can be played at online casinos. Americans are its biggest fans and the game has plenty of enthusiastic players in Las Vegas casinos.

What helps this games stand out from the crowd of baccarat varieties such as Chemin de Fer or Baccarat Banque is simplicity. If you know the classic game, you have no problem in mastering this version. You can play the game at online casinos against software or real dealers and have just as much fun.

Just like the standard version of baccarat, it carries a low house edge, so the return to player is significant. The standard bets on banker, players and tie still apply, with only minor tweaks made to the standard set of rules. Even absolute beginners can pick them up in a few minutes and start betting real money.

Punto Banco Basics

Punto Banco is played with six decks of cards and the name is actually inspired by the two participating parties. Punto represents the player, while Banco is a name that comes from the term bank. Players bet on one of these two parties, or the tie, assuming they expect identical hands totals.

As soon as the betting round concludes the dealer will extract four cards and distribute them among players, one at the time. Every card in the deck has the value inscribed on it, while picture cards and 10s count for zero. Since the desired game total is 9, you can’t go bust and if you cross this threshold, only the second digit will be factored in. For instance, if you get a 7 and then 8, the total hand value will be 5.

The beauty of Punto Banco is that even if you know nothing about the game, you can still make a profit. That’s because the dealer takes care of everything and you simply need to bet on the banker or the player. The outcome is determined based on the hand totals of both the player and the banker and punters who made the correct predictions will be paid. The casino withholds 5% as a fee when betting on the banker, but even so, the house edge is just 1.06%, as opposed to 1.24% for a player bet.

Punto Banco Strategy

The same strategy used for classic baccarat games works for Punto Banco. Since the only thing you control is what side you bet on, it is recommended to back the banker. That’s simply because the house edge is much lower if you do this, so in the long run this boosts the odds of winning.

Punto Banco baccarat is available at many online casinos, but it is worth shopping for the best one. That’s because the commission charged on a banker bet can differ quite a lot from one operator to the other. Ideally, you can have the commission waived entirely, but you should never pay more than 5%.

Punto Banco Guides

We know how important it is to get everything right and that’s why we have assembled quality guides for you. These will help you master the art of playing Punto Banko baccarat and boost the odds of winning.

Why Play Punto Banco?

Simplicity should be the main argument in favor of choosing Punto Banco baccarat. This is an incredibly easy game to learn and it doesn’t take long to master. Anyone could betting blindly on the banker and hope to achieve a desirable outcome, because of the low house edge.

If there is one mistake that you can make then this has to be betting on the tie. The odds are stacked against you, so it is better to avoid this type of wagering. Keep in mind that when playing live Punto Banco, you need to act pretty quickly. There’s not a lot of time to waste between hands, so keep an eye on the time of. There is always the alternative of playing against the algorithms and licensed casinos.

If you want to take a break from the classic baccarat without straying too far from the core game, Punto Banco is the answer. Feel free to try the game against real croupiers or against the software, as the gaming experience should be just as satisfying.

Top Three Punto Banco Tips

We have said before that Punto Banco is a simple game to play. That’s why there are not too many tips and tricks to bring up, yet these three are worth remembering.

  • Don’t bet on a tie – don’t be fooled by the prospect of being paid 8 to1. Betting on the tie is the worst thing you can do and that’s entirely because of the high house edge of 14.4%.
  • Keep an eye on the clock - when you play online Punto Banco, but especially when competing against real dealers, pay attention to the timer. Do so and you won’t miss out on any hand.
  • Seek the lowest banker bet fees - the most effective way of lowering the house edge even more is to play at casinos that charge a small fee when betting on the banker.

How We Rate Punto Banco Casinos

We don’t leave any stone unturned when analyzing casinos offering Punto Banco. Both live games and those played against software must be trustworthy and that’s why the license is so important. The general reputation, the mobile platform and the quality and frequency of promotions are also analyzed.


Are Punto Banco games available at online casinos?

Yes. Most online casinos have added Punto Banco on the list of baccarat games available.

Can I play Punto Banco against live dealers?

Yes. This is a great game to play against real croupiers and most casinos have a live dealer section.

What is the best Punto Banco strategy?

Steer clear of tie bets and instead back the banker at casinos that have the lowest fees for these bets.

How big is the house edge in Punto Banco?

The banker bet has a house edge of 1.06%, which increases to 1.24% for the player and 14.4% of the tie.

Should I always bet on the bank when playing Punto Banco?

Yes. This is the bet with the lowest house edge, therefore the best choice for long-term profits.

See also

Yes! I want to know about exclusive bonuses, promotions, and news.